Financial Regulation Of Derivatives Could Be Handled Like Drug Approvals, Experts Say

Are exotic financial derivatives as risky as untested prescription drugs? Two University of Chicago economists say possibly. As noted by economist Steve Levitt in his Freakonomics blog, professors Eric Posner and Glen Weyl proposed
in a recent white paper the creation of a regulatory body that could prescreen financial products -- like the subprime-asset stuffed securities that nearly brought down the U.S. economy -- before they?re sold to other banks or investors. In other words, an FDA for CDOs.

"A large part of what contributed to the financial crisis were innovative financial products that introduced a large amount of risk to the system and concentrated it in the hands of people who were least able to understand them," Weyl told The Huffington Post. "What we're proposing is something similar to the role the FDA plays in the approval of new medicine."

Weyl and Posner said that their proposal would entail the creation of a new regulatory arm, perhaps an offshoot of the Commodity Futures Trading Commission or the Consumer Financial Protection Bureau -- comprised of financial experts who would evaluate each new product for potential systemic risk. So every new collateralized debt obligation would get their vetting before being unleashed to the public.

"Imagine an investment bank comes up with a new derivative," Posner told HuffPost. "[Under our proposal], before they can actually sell that derivative, they'd have to go to an agency and get its permission. And the agency at thus point would say, 'Give us all the information that you use to decide if this is a good way to make money.'"

Part of what shook the foundations of the U.S. financial system during the crisis was the massive trade in complex financial instruments backed by faulty mortgages that even the banks themselves didn?t fully understand.

But what about those products whose risks can't be totally foreseen in the long run? "One can't know all the long-term implications of a new financial instrument," Weyl conceded. But, he said, something has to be done to protect the economy from dangerous financial products. "The next crisis will not be from CDOs. I think people have basically figured out the story of those. The problem is, there?s a constant innovation to stay one step ahead of what people understand. You have to fight the next war."

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Source: http://www.huffingtonpost.com/2012/02/14/financial-regulation_n_1277326.html

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Advertise Your Website For Free ? Publish an Ezine

[unable to retrieve full-text content]The dynamics are simple, you choose a time period to send out your ezine, daily, twice a week, once a week or perhaps even less often. It's sent to your subscribers; people who have asked to receive information from you, ...

Source: http://www.1directory.net/internet-and-businesses-online/advertise-your-website-for-free-publish-an-ezine-4514.html

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Video Game Title Reviews: Colliderix (desktop) | | skafunderz ...

In modern day new era, youngsters love to use computers, especially when it reaches playing online video game titles. Corporate web sites use these video games as tools regarding marketing and brand name promotion. He traveled any way you like, in the great leagues; no one could simply tell him when he might possibly drink or who however spend the evening with. Adobe ActionScript will come in helpful when coding and also a single need to proficiently apply it. Thanks in the increasing popularity of this Internet, the online gaming terrain is in addition gaining wide reputation. Or it could be should i say that for the people days which you don?t have any work inside your office at many? Apart from reading this article and products these get something entertaining over the internet to revisit or bookmark your blog post. hunting games all games.

Many websites offer free towards download basic version with their games while asking for very less volumes for full choices. The main problem is knowing the flash system, and creating the kind of timing to make hands per hour smooth and thrilling. And Dilemna games are one of the many beneficial games. However you could find various video clip flash games who cater that will informal players, the majority of the very most important kinds within the markets are actually created for hardcore game enthusiasts. Regardless, this disappointing omission is typical of this reading experience proposed by Macromedia Flash Expert 8 Game Images.

So increasingly more games that need a little grunt are staying available. Several Flash gaming system explore this union between pet as well as owner. Then, you do not needs to be bored anymore because now the thrilling flash games are for sale for all the game lovers as if you. Because nearly every one is quite expensive to obtain, take too much time to download not to mention take up a large amount of space on that PC, gamers are sometimes left without a alternative and latest games to play as soon as they get tired health of their games. Yet on the list of better web site by which we all delight in the game titles not having disruption will always be gameark.

Stinger furnished with homing missiles in addition to good against going targets. With infinite possibilities, one can participate himself in this desired game. The standard of its production along with the obvious thought with which has gone into not only the level develop, the graphics and / or the music though the game as a homogenous whole makes Get rid of a joy to be able to play. You any longer ! dust those out of date machines off to take pleasure from playing Frogger, Space Invaders, PAC-MAN, and Super Mario Bros again. Certainly, you will find wide selection of games online enabling easy access to help you play and pause much like your wish! Check if all of the buttons and some other interactive elements function accordingly. If you end up exhausted and uninterested than just get on any gaming web-site and stay trying to play these games. free puzzle games all games.

The setting of games progress using Flash technology has additionally found favor outside of the gaming places. They?re just exciting and scary enough to remain both the young along with the old involved for hard. I?ve met there are games on the market that have chat in the individual that are 100 % free, but it will never be the same. Open upward Mozilla Firefox and browse for a website that seems to have Adobe Flash media upon it. Any creation of isn?t very difficult, but it definitely requires knowledge and intelligence inside the field to ensure the creation and development of the most effective and exciting expensive game. Like a representative of any entertainment industry, it not only helps to be a stress buster but in addition acts as an effective medium in anxiousness management. Notting Hill all games.

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Source: http://skafunderz.com/video-game-title-reviews-colliderix-desktop

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Symptoms that someone Can be Struggling from Binge Eating ...

There are some individuals that consider that binge taking in disorder and bulimia is the same factor. This really is untrue yet, as everyday people with bulimia will cause themselves to vomit upon they have eaten, or get rid of the food items consumed by other indicates. This is not the case with binge taking in disorder. They?ll yet try out limiting themselves around the volume of food items they consume in in between episodes of binging.

There are some individuals struggling out of this disorder that still continue to keep a normal pounds. However, as time passes they typically commence to realize pounds and commence using challenges with staying overweight. Stress, melancholy, and many different other emotional challenges are often dilemmas that individuals with this particular disorder confront also.

While some people consider they are able to defeat issues such as this if they try out tricky sufficient, but within a bulk of instances certified treatment is needed. This can be the perfect technique to strengthen a person?s quality of lifestyle, establish their self-esteem, and prevent doable really serious wellbeing issues from taking place.

There is no known cause for this kind of taking in disorder, but it is believed that it runs in people. A great number of gurus really feel that a few of the aspects for binge taking in disorder are melancholy, stress and anxiety, emotional stress, and several cultural attitudes in regards to pounds and body shape.

Common Indications which are Commonly Knowledgeable in Consumers with Binge Ingesting Disorder

It is general for your particular person to overeat ever so often. This really is quite a bit numerous than the overeating that could be created from binge taking in. Beneath are a few of the most typical indications knowledgeable by everyday people with this particular variety of disorder.

They tend to try to eat on their own because the volume of food items they try to eat will cause them embarrassment

Large quantities of food items are frequently eaten within a rather limited period of time (underneath about two several hours) and it really is conducted regularly

After they have binged, they typically really feel guilty, disappointed, depressed, or unhappy

They tend to try to eat to be a way of acquiring comfort and ease and to minimize emotional stress, and it really is commonly conducted after they aren?t even hungry

They commonly try to eat like a substantial volume of food items that they definitely really feel discomfort from staying so full

Foods are usually consumed for emotional purposes like loneliness, emotions of disappointment, staying bored, and sensation angry

When anyone is binging they usually try to eat quite a bit more rapidly than precisely what is thought to be normal

They commonly think that there?re unable to stop eating

You will not always be required to have every single symptom detailed earlier mentioned to generally be identified with binge taking in disorder, and require treatment. If any of those indications are observed, it really is valuable to seek out the counsel of the clinical certified.

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Source: http://freeforher.com/symptoms-that-someone-can-be-struggling-from-binge-eating-condition/

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Literarily Speaking ? Blog Archive ? The Self-Publishing Report ...

self-publishing

Today begins a new series at Literarily Speaking called The Self-Publishing Report.? I wanted to build another blog to talk about the self-publishing experience, interview self-publishing authors, so forth, when I nixed the idea being as Literarily Speaking is already established and growing well and could surely use all the wonderful information we could gather from those authors who have decided to take the self-publishing route.? Today?s guest is Marie-Therese Brown, aka Marie Campbell.? She talks about her first book, Olga ? A Daughter?s Tale, and why she decided to self-publish it.

Olga

Thank you for this interview, Marie.? You self-published your first book, ?Olga ? A Daughter?s Tale?. Would you please tell us why you chose the self-publishing route?

I chose the self-publishing route because I wrote ?Olga ? A Daughter?s Tale? initially for my family only.? It was written as the result of discoveries made while researching my mother?s past and her family in Kingston, Jamaica and I was so overwhelmed by what I learnt about my mother that I wanted future generation of my family to know about her.

Take us through the process.? You had an idea for your book, you wrote it, then you decided to find a publisher.? What were your experiences with that?? Or did you decide to self-publish without looking any further?

Yes, self-publishing was my first and only option for the reasons I?ve mentioned above. I self-published my book with Lulu.com in 2007 and have to say it was a very simple process.? I found the instructions very clear and easy follow and they had a great interactive online help system where you?d get answers to queries immediately.? Unfortunately, they don?t have the same system now.

What different online stores carry your book?

Because I?ve opted for KDP select currently ?Olga ? A Daughter?s Tale? can only be downloaded from Amazon at? http://www.amazon.com/dp/B004J4W024

However, the paperback can be purchased from http://www.lulu.com/spotlight/mariecampbell and Amazon.

Do you think that having your book self-published makes any difference to the media? Are they open to interviewing self-published authors or reviewing their books?

I haven?t found the media receptive at all to my book in spite of the number of press releases and requests for reviews I?ve sent out. ?I think the combination of my being self-published and a new author makes it extremely challenging for me to gain the media?s interest.? Blogs are a different matter.

Authors who go the traditional route have an edge over self-published authors in regards to distribution to bookstores.? How did you handle that as a self-published author?

So far I?ve found two bookstores receptive to my being a self-published author and were happy to take ?Olga ? A Daughter?s Tale? on consignment.? I?ve made enquiries of other bookstores and they seem to be amenable to stocking of self-published authors so my opinion is that bookstores are more embracing of self published authors than publishers!

On the other hand, self-published authors have the edge over traditional books in the regards that the author has all the control.? I?d like to begin with your cover.? Did you make it or did you have someone else design it? If you had someone else, can you tell us who it is?

I designed the cover for ?Olga ? A Daughter?s Tale? myself and am very proud of it.? I wanted the cover to give an indication of the story and I think it does.

Did you get someone to format it for you or did you do that?

No I formatted the book myself.? It took a while because I would check and double check the formatting by printing off copious copies of the book.

What was the hardest challenge for you to self-publish your book?

The hardest challenge and ongoing one is the promotion of the book.? By comparison everything I found relatively easy including writing the book!

What steps are you taking to promote it?

After I accepted that I wouldn?t find a literary agent to represent me for the reasons I?ve given above, I decided to promote ?Olga ? A Daughter?s Tale? myself.? I discovered Smashwords.com which I thought was brilliant at first but in reality has generated very few sales.? However, it is a good tool to gift books to others. I use social media a fair bit, particularly Twitter and some Facebook pages.? I also think Linkedin is valuable promo tool but I?m not utilizing it to it?s full potential at the moment.

What has been the best marketing tool or method you have used that has resulted in the most sales?

Without a doubt the free promotion that KDP offers!? I don?t understand how, after giving away hundreds of copies, when the free promotion ends I actually get revenue generating sales over the following days. But I?m not knocking it ? love itJ I also believe the best promotion tool is ?word of mouth?.

Do you have any advice you?d like to share with other self-published authors?

Yes ? Pay to have your book proof read by a professional. It?s one of the best investments you can make.

Thank you for this interview, Marie, we wish you much success!

You can visit Marie on the web at http://olgasdaughtersblog.wordpress.com/.>

If you are a self-published author and would like to inquire about an interview for our The Self-Publishing Report feature here at Literarily Speaking or would like to submit a guest post talking about your own self-publishing experience, email Dorothy at thewriterslife(at)gmail.com.

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  5. Decking the Halls with Women?s Fiction Author Anneke Campbell

Tags: Marie Campbell, Marie-Th?r?se Browne, Olga, self-published, self-publishing, self-publishing report

Source: http://literarilyspeaking.net/2012/02/12/the-self-publishing-report-interview-with-marie-therese-browne-marie-campbell/

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ARTICLES MANIAC ? Cheerleading Trophies ? Great Ideas From ...

As you search for cheerleading trophies, you have to ask yourself ?what the purpose of the award?? Is it a specific recognition for an instructor or coach, a certain achievement or are you basically searching for participation awards for your school or organization? There are many styles of cheerleading trophies, something from a basic cheer figurine on a marble or plastic base to something as big as a two or three foot trophy. This short article will offer you several tips and suggestions for awards and trophies.

Most of the cheerleading figures nowadays are made from plastic and contain many various styles, like single, double and even triple action cheer. These figures might be mounted on a wide selection of trophy columns or risers to create some ideal cheerleading trophies for your special presentation. There are some even risers where you?ll be able to add a cheerleading mylar insert, including a pom pom or megaphone for a different look.

Some of the newer ideas on the market consist of resin trophies that you could use for cheerleading trophies, There are also generic resins and figures too that are often employed for participation trophies.

Other suggestions for cheer awards consist of medals or plaques. You will find a wide range of medals from which to choose and you?ll be able to generally select a distinct color of neckband to match you wants. Plaques are also available. You are able to easily add a cheerleading plaque relief, resin or mylar to a plaque and personalize it with custom engraving.

At American Eagle Trophies, engraving on cheerleading trophies and resins is often totally free. Medals and plaques may be engraved with an further charge.

Trophy cups are traditional awards that may be utilised for almost any cheerleading event. If you are unable to find a cheer figure that you?re searching for, then a trophy cup could be the far better selection. Cups come in many sizes, styles and materials for example plastic, medal and resin. You may also wish to present a unique person having a wall clock, desk clock or an stylish plaque.

As you can see, awards today are available in several styles and materials. Don?t forget that there cheerleading trophies which you choose are a representation of success, merit and/or a job well completed. Decide on the awards that fit your taste and budget and your presentation ceremony will be a massive success.

Be sure you do business using a trustworthy trophy and awards organization. Most businesses need about three to four weeks for on the internet orders so be sure you order your cheerleading trophies early.

Here is another informative article from American Eagle Trophies about, Cheerleading Trophies American Eagle trophies is a family owned company with very friendly service. Click Here for Details.

Source: http://articles-maniac.tk/cheerleading-trophies-great-ideas-from-american-eagle-trophies/recreation-sports/

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Amazingly Treatment Carpets for Farm pets - Ageyev Fedur

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February 12th, 2012

Magnet horse mats are already recommended because possessing remarkable benefits regarding mounts lately.professional installers Amazingly horse mats include the brand new kids in the street and unlike magnet mats, they may be utilized on most mounts and they do not have any gloomy effects.

Magnet horse mats are only able to supply for the minimal time frame, crystal horse blankets works extremely well about just about any horse with an endless time frame. Not only this, nevertheless they works extremely well along with standard remedies in the event the horse is convalescing. Magnet horse mats cannot be employed when there is just about any active or untreated infection about the horse or within just 3 days of an hematoma, when there is an acute injuries or even in addition to heat creating drugs or liniments. Amazingly horse mats works extremely well any time about just about any horse, these are totally safe and sound.

Equicrystal horse blankets incorporate CelliantTM these components has been confirmed to boost the quantity regarding air inside the blood vessels and increase flow. CelliantTM increases muscle tissue and muscle recovery because of its air enhancing benefits. Amazingly horse blankets made up of CelliantTM, uric acid and certain gold and silver coins work on cold weather unsafe effects of the particular horse?s body?s temperature. This makes the particular blankets well suited for moose sportsmen and pets associated with high intensity sports including edurance, eventing and display moving.

There?s two forms of crystal horse mats: rest mats and mats. The actual crystal rest horse mats encourage a soothing and calming influence on anxious and put up mounts. These types of mats work on decreasing tension and dread in mounts causing them to be well suited for use whenever carrying mounts. The actual calming outcomes of the comfort crystal horse blankets assist preserve the particular horses? focus and. These types of blankets are ideal for dressage mounts.

The power crystal horse baby blanket is made to improve and activate the energy regarding sluggish mounts or mounts associated with high intensity sports situations including strength and eventing. The actual alloys and uric acid employed in the energy crystal horse mats offer pets a supplementary improve of energy to help them accomplish greater brings about extreme professions including rushing, strength and eventing.

The actual healing components regarding CelliantTM and uric acid may also be valuable in leg systems and bandages. Amazingly healing leg bandages will help promote accelerated recovery via trauma and fatigue towards the arms and legs. These types of cutting edge bandage pads are already used successfully regarding sports mounts. The actual nanotechnology active in the Equicrystal bandage pads aid in increasing blood flow in order to ligaments and tendon which reduces the likelihood of tension and injury to hip and legs and hooves.

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Greek cabinet approves EU/IMF bailout bill: sources (Reuters)

ATHENS (Reuters) ? The Greek cabinet approved on Friday a draft bill committing the country to reforms required by the EU and the IMF in return for a new 130-billion euro bailout Athens needs to avoid a messy bankruptcy, government officials said.

"It was approved," a minister who took part in the cabinet meeting said.

The bill is scheduled to be voted in parliament on Sunday, which would take Greece one step closer to getting the loan.

The EU also wants Greece to identify further 325 million euros of spending cuts and clear commitments by main party leaders that the reforms will be implemented.

(Reporting by Lefteris Papadimas; Writing by Ingrid Melander; Editing by Harry Papachristou)

Source: http://us.rd.yahoo.com/dailynews/rss/eurobiz/*http%3A//news.yahoo.com/s/nm/20120210/bs_nm/us_greece

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Corporations Address Environmental Issues

Published by Sherry | February 11, 2012 | | 11

Businesses promoting renewable energy are becoming mainstream in contemporary society. As people are becoming increasingly concerned about their carbon footprints, businesses large and small are responding by using more eco-friendly practices. A variety of innovative companies are springing up just to create and promote sustainable energy sources. Green or renewable energy comes in many forms. As more people invest in these types of services, they will help build the infrastructure that supports this industry.

Choosing a green energy company may seem like you are paying more for the same, necessary power. Fortunately, this is not always the case. Businesses focusing on green energy have been given government incentives like tax breaks. Surprisingly, the prices of larger energy providers who barley meet legal standards are being matched by relatively small and entirely green energy producers.

There are lots of methods for producing sustainable energy.

Many of these sources are viable both on an individual, small scale or on a larger scale. Renewable energy from wind turbines is providing energy to entire states. Solar panels can be found everywhere from residential homes to commercial buildings. Even these provide excess energy, which can often be sold back to the government. Biofuel is being utilized effectively more and more in businesses, governments, and homes.

New jobs are springing up in the area of sustainable energy, which is one last benefit to this shift in our country. The environmental movement is bringing new sciences to explore, new facilities to be built, and different ways of getting everyday tasks done. The green industry will guide the country through this revolution. Someday Americans won?t be choosing between green and brown energy because the shift will be complete.

Companies that promote renewable energy are creating a rosier future for all of us. Everyone can do their part to advance this technology. Each bit of money that is invested in green energy means that using this energy will get less expensive over the long term. Supporting businesses that strive to reduce or eliminate greenhouse gases will help the green industry survive. Businesses that take green energy seriously are truly having a positive impact on our planet.

It?s no wonder why so many companies are going green. For a look at these green companies, visit our green page at healthpanorama.com

Source: http://www.1directory.net/health-fitness/corporations-address-environmental-issues-2940.html

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